As a Financial Planner, I take on three interconnected roles, each vital to creating a tailored financial plan that works specifically for you. Together, these roles enable me to provide a comprehensive approach to financial planning.

1. Life Planner: This role focuses entirely on you and your aspirations. I will help you identify your current life stage, understand how you arrived there, and envision what you want your future to look like.
2. Financial Planner: In this role, I evaluate your current and future financial resources, identify any potential gaps, and recommend strategies to address them. This helps ensure you have a clear plan to meet your financial goals.
3. Financial Adviser: Here, I provide specific recommendations on products, investments, and services that will support your Lifetime Financial Plan.

By combining these roles, I offer a holistic and personalised approach to financial planning, helping ensure every aspect of your financial life is considered and optimised.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value may therefore fall as well as rise. You may get back less than you invested.